Hi All,

We hope you all are well.

We are very excited to present a brand new pick to you for March 3, 2010.

And our new pick is:

                                                         ** WKLI **


Getting a loan is almost impossible in our shaky economy right now. This is tragic considering that now is the time people most desperately need them!

Instead of having to deal with greedy banks, WKLI is making it possible for you to lend and borrow money from people just like you!

Through the Company's internet based lending community, WKLI gives people the opportunity to borrow and lend money among themselves at rates suitable to their respective needs.

Have you heard of Prosper.com? They have built themselves into America's largest peer-to-peer lending marketplace.

According to their site, $191 million in loans have been funded!


WKLI recently announced a huge deal that may have sales topping $20 million!

WKLI has signed a deal with one of the largest phone card distributors in the country!

WKLI signed a definitive 2 year agreement with SDI Distributors NJ, Inc. (SDI) to develop up to 5 million "Wiki" branded phone and cash equivalent cards to be sold through SDI to the more than 20,000 retail locations it reaches throughout the United States. 

The agreement may generate up to $20 million in revenue over the next two years, while leveraging the "Wiki" financial brand on the cards gaining valuable exposure to millions of users throughout the country.

WKLI Founder and President Edward C. DeFeudis commented, "SDI's distribution points will provide WikiLoan exposure to millions of customers nationwide."


You can read the press release here: http://finance.yahoo.com/news/WikiLoan-Signs-Major-Deal-prnews-77033016.html?x=0


WKLI currently trades at around: $.30



WKLI Founder and CEO Marco Garibaldi commented, "I'm truly excited that we have begun to execute our strategy outlined earlier this year.  The deal to develop and market 'Wiki' branded products sold through SDI to the retail locations it reaches will not only generate substantial cash flow, but will advertise our services to millions of people in our target market."

This kind of exposure for WKLI is huge!

SDI delivers its product through a retail distribution chain reaching more than 20,000 U.S. locations and generated over $165 million in revenue in 2009!

The outlook for WKLI's peer-to-peer lending website looks favorable if this kind of exposure is happening.


Many heart warming stories evolved from this kind of lending! Stories about people finally being able to live out a dream or pay off a debt that has kept them from getting ahead.

According to Wikipedia:

In 2005 -- there were $118 million of outstanding peer-to-peer loans.

In 2006 -- there were $269 million.

In 2007 -- a total of $647 million.

The projected amount for 2010 is $5.8 billion!

The internet is considered one of fastest and most convenient ways to do peer-to-peer lending given the amount of people that sign on each and every day.

That's why peer-to-peer lending is also better known as social lending.

WKLI is very focused on building their Internet-based lending community.

WKLI's site is a Social Network much like Twitter, Facebook or MySpace yet with a focus on finance -- an essential feature that is missing in most social networks on the Internet today!

WKLI Chairman and CFO Edward C. DeFeudis commented, "The market opportunity for the services offered by our company, relative to the ongoing financial crisis, is optimal. Many people who need loans now are not getting them."

"Those affected who need a loan and are able to find help from family and friends can use our service to facilitate the process and create a structure that is suitable and acceptable to all parties, often without the awkwardness that arises from it," DeFeudis continued.





Recently the unemployment rate had been at its highest since the 1980s!!

It's evident that people are struggling for a buck these days.

WKLI cuts out the middleman (traditional intermediaries like banks) and lets you work with people just like you.

This has many advantages:

1. It's faster.
2. A chance to explain exactly why you  need it. Most loan applications don't care about your full story.
3. Better rates.

The market for WKLI could be extremely huge as most people are now sadly living from pay check to pay check.

WKLI realizes that there are tons of people out there who are more than willing to pay back a loan but banks aren't willing to give them the chance.

And if most banks do manage to say yes, the interest rates are ridiculous!

Have you heard about the Grameen Bank, a microfinance organization and community development bank started in Bangladesh?

Grameen Bank founder Muhammad Yunus knew there was a fortune to be made by offering small loans (also known as microcredits) to millions of poor.

His theory proved that if people are given a small amount of credit they can do amazing things.

The organization and its founder, Muhammad Yunus, were jointly awarded the Nobel Peace Prize in 2006 for this breakthrough model!

Its success has inspired similar projects in more than 40 countries around the world!




About WKLI:


                                          http://www.wikiloan.com


WikiLoan, Inc. (OTCBB: WKLI) is a Social Network with a focus on finance. 

At WKLI's online lending community WikiLoan, family and friends can borrow and lend money among themselves at rates suitable to their respective needs.

WKLI's website provides all the documentation necessary for the transaction along with proprietary administration tools, which enable users to securely pull credit reports and automate the loan repayment process.

WKLI has created a very simple process for formalizing and managing personal loans whether you are the lender or the borrower.

When you borrow money from someone, especially someone you know, a lot of questions come up. It’s a very uncomfortable process for both the Borrower and the Lender. WKLI provides tools to make the process go smoothly without embarrassment on either side. Choose either a secured or unsecured promissory note to get the loan done in writing to protect your relationship.

WKLI makes it simple. WKLI provides a loan calculator that allows the borrower to determine what size payment they are comfortable with. The calculator accounts for all fees and provides repayment in equal monthly installments over a specified number of years until the loan is repaid.

WKLI supports both Unsecured and Secured Promissory Notes.

Unsecured Promissory Notes are a legal loan document that serves as a promise between parties to pay back a loan on agreed terms.

Secured Promissory Notes are backed by collateral providing greater security. If the borrower fails to pay, the loan goes into default and the lender has the right to take the pledged collateral.

WKLI's Secured Promissory Note supports notes secured by tangible personal property. Types of tangible personal property include itemssuch as a car, a boat, jewelry, computer equipment, etc.

Membership is FREE on WKLI's site!

Borrowers are charged $15 to create a loan listing; which verifies their identity, gives them a WikiScore based on their credit ratings, allows them to create and post a loan listing, send invitations to view the listings to their friends, and more. 

IDology, Inc., an innovative provider of identity and age verification solutions is providing its ExpectID identity verification suite to streamline the online account sign up process and fight fraud.

WKLI Founder and President Edward C. DeFeudis stated, "Before using IDology our identity verification process took up to 72 hours and email correspondence before allowing users to sign up. IDology's solution will allow us to automate the authentication process for new accounts in minutes instead of days, while keeping users on our website. As a result, we should be able to increase the conversion rate while keeping users interested and happy."

When the borrower has a lender or lenders to fill their loan request, WKLI charges a $35 fee to compile the Promissory Note.  Lenders pay a fee of 1/12th of 1% of the adjusted outstanding principle per month to use WKLI's management tools. 

Some of the tools include but are not limited to: automated monthly payment reminders sent to borrowers, automated lender portfolio balance sheets and payment schedules, transaction history and archiving of promissory notes.







Keep WKLI on your Radar Screen for more news and action on the stock!

WKLI could be the Next EXPLOSIVE Stock from PennyPic.com!


-PennyPic













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